"When serving a buyer or seller, Realtors® remain obligated to treat all parties honestly." Article 1 Realtor® Code of Ethics

Thank you for visiting www.SDCONDO.com, San Diego’s ORIGINAL educational website for buyers and sellers of downtown San Diego condos. Working in downtown San Diego, and as a resident in the Embarcadero, Marina, and now Little Italy neighborhoods since 2001, I know downtown better than most. Better still, spend some time on my site with your free password and you'll know more than most other Realtors! Email or call 619-846-5889 and let me know how I can assist you in buying your downtown.

Notes:
• I do this by hand, so occasionally I have a typo or haven't added/removed a particular condo. If you do find a typo, I would not mind if you point it out to me.
• If any listing is long-term leased, or shown with an accepted offer only, it might not be listed on my site. If you are the owner of such a unit, if I am your agent then it WILL be on the site.
• If you are a seller and your unit is not listed here, it could be because your agent or broker has requested that it not be included on third-party sites.
• The HOA dues shown are subject to change, and it is a monthly fee. If there is a Free HOA Offer, this is from Lew Breeze, not another agent. You'll have to work with Lew to get the offer. Call or email for details.
• Payment is irrelevant to about forty percent of sales, those that close with all cash. Payment estimate is for people putting down ten percent of the purchase price.

Payment indications above are for P&I (principle loan payment (P) and interest payment (I)) only. For the payment calculation, I've used a down payment of 10%. If your down payment is different, your P&I will be different. If your down payment is less than 20%, you will have a PMI payment (Private Mortgage Insurance) as well. I will use current market rates, though as rates change, I do not change all of the properties to reflect that (only as I have time). In general, the interest rate quoted by a lender is lower than the actual APR (Annual Percentage Rate) you may receive. The APR reflects more than the simple interest rate; it also considers fees you would pay to obtain the loan, and is a method you can use to compare financing alternatives more easily (Regulation Z of the Federal Government Truth-in-Lending Act). You should speak with a professional lender to obtain more accurate figures, as the above payment indications are estimates only. If you do not have a mortgage professional, I would be happy to provide you with a list of lenders in which I know to be reputable. Currently using 4% and 4.75 for Jumbo.

Some of the data above is from Sandicor Inc. via the MLS for April 01, 2011 to , and represents properties listed for sale by various brokers (see seller's agent). I am the agent for only two of the above listings and will commit to representing your interests exclusively.